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No, we do not require insurance and will not directly bill any insurance company. We work directly for our patients; not an insurance company. This is what allows us the freedom to be unique and more personal. Insurance is still recommended and can be used for the services outside of the scope of our primary care practice. Check with your tax expert or human resources department regarding the use of health savings accounts or flexible spending accounts. There are a number of different types of health plans out there and direct primary care practices can combine well with them to allow for improved patient care. If you’re interested in learning more, we can sit down and discuss affordable options or go through how different insurances pair with a DPC practice during a Meet & Greet.
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Although we do not bill Medicare you are still able to utilize your Medicare coverage for all other medical care received outside our practice as well as tests, labs, and medications ordered by our office. We simply are not paid by Medicare/Medicaid.
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Not taking insurance allows us to concentrate on you, the patient. In direct primary care, patients and physicians are not subject to the inefficient demands of insurance companies. Without the administrative burdens and invasive requirements, we are able to save time and money, and therefore, keep our patient panel to a much more manageable size of 600-700, versus 2000-3000 in insurance-based practices. By eliminating needless clerical chores, we are able to spend visit time on what you actually came to discuss - giving you a truly personalized experience. We are also able to offer extended visit time and more availability via technology. We want you to feel like a part of our family and not a number/commodity. By not taking insurance, we are able to offer you more care at a lower price, including access to labs and commonly prescribed medications at greatly reduced prices.
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Although we do encourage everyone to have some coverage for catastrophic events as long as you pay the monthly membership fee you can join our practice. We are not an insurance program/company.
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We have patients with various types of insurance/health coverage ranging from Medicare/Medicaid to employer-sponsored plans to health shares. We often say we pair best with high deductible insurance plans or an alternative coverage option called a healthshare. Healthshares often have lower monthly premiums, discounts for being a DPC member and coverage for catastrophic events/services that occur outside of our office.
To find out more please see the following resources from one of our strategic partners - Zion Healthshare
You can also schedule a free Meet&Greet to discuss how your insurance pairs with a Direct Primary Care Membership.
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Yes, we will limit the practice to about 600-700 patients per doctor so that we are able to provide a comprehensive personalized patient experience. If we have more people sign up we will start a waiting list and as openings become available we will contact you regarding membership.
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If you are hospitalized, we will work closely with your hospital team and arrange for quick follow-up after you are discharged from the hospital to allow for a seamless transition. Most importantly, our goal is to prevent you from returning to the hospital and getting admitted in the first place. Your membership to Core Family Practice does not include services by any other doctors or hospitals, and those costs would have to be paid by you or your Health Plan.
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When you join Core Family Practice you will choose which Doctor you would like to pair with. This Physician will exclusively direct your care. You will only be seen by another Doctor if yours is on vacation or is out sick. We do not have PAs or NPs as we believe your health relationship is between you and your Doctor.